|
|
THE
ODDS |
House Advantage |
Expected loss
per $100 bet |
|
Player / Bank |
1.2 -
1.2% |
$1.10
- 1.20 |
|
Tie |
14.4% |
$14.40 |
Baccarat (a variation of Chemin-De-Fer), is not a hard game
to learn. It is similar to blackjack, except
that nine is the very best hand one
can have, rather than twenty-one.
Once you
decide whether you wish to bet on "Player",
"Bank", or "Tie Hand", there is no thinking
involved. Everything is determined in
advance by established rules - when a hand
will be hit, when it will stand, etc.
Two hands are dealt, one for the "player"
and one for the "banker". You can bet on one
or the other. If the hand you bet on wins,
you receive a 1 to 1 (even money) payoff.
You can also bet that the hands will tie,
and receive an 8 to1 payoff if they do. The
chances of ties hands being dealt are slim -
roughly one in ten hands, hence the larger
pay-out for tie bettors.
To begin the game, each hand receives two
cards. When necessary, additional cards are
drawn according to the rules. The hand
closest to 9 wins. Tens and faces cards
(Jacks, Queens and Kings) count 0. The Ace
counts for 1 and the 2-9 cards are face
value. The hand that comes closest to a
count of 9 wins. Hands cannot bust as they
do in Blackjack, because the first digit of
a two-digit number is always dropped. For
example, if 5 and 7 are drawn for a total of
12, the count is 2. When there is a tie,
nobody loses and nobody wins, except for the
tie bettor.
If the first two cards total 8 or 9, the
hand is a "natural" and wins automatically,
unless the hands tie. If neither hand is a
natural additional cards are drawn to
determine a winner.
Banker and player bets pay even money when
you win. However, winning banker bets are
subject to a 5% house commission.
Betting on "Bank" gives you a slight edge
over betting on "Player".
All bets are made before the cards are
dealt.
In Chemin-De-Fer style games, each player
gets a chance to deal, but may simply pass
the shoe to the next player if desired.
Third Card Rules -
The following
chart governs when the player and/or the
bank will automatically receive a third
card:
|
PLAYER |
|
|
Point value of first two cards: |
|
|
0-1-2-3-4-5 |
Draws a card |
|
6-7 |
Stands |
|
8-9 |
"Natural", no draw |
|
BANKER |
|
|
Point value of first two cards: |
Draws when players third card is: |
|
0-1-2 |
Always draws |
|
3 |
0-1-2-3-4-5-6-7-9
Does not draw when player's third
card is 8 |
|
4 |
2-3-4-5-6-7
Does not draw when player's third
card is 0-1-8-9 |
|
5 |
4-5-6-7
Does not draw when player's third
card is 0-1-2-3-8-9 |
|
6 |
6-7
Does not draw when player's third
card is 0-1-2-3-4-5-8-9 |
|
7 |
Always stands |
|
8-9 |
Player cannot draw |
|
